Privacy Policy – Asia Iraq Islamic Bank Mobile Application

Privacy Policy – Asia Iraq Islamic Bank Mobile Application

Asia Iraq Islamic Bank for Investment and Finance (“the Bank”, “we”, “our”) is committed to protecting the privacy and security of our customers’ personal data. This Privacy Policy explains how we collect, use, store, and protect your information when you use our mobile application.


1. Information We Collect

We may collect the following types of information:

  • Personal Information: Full name, phone number, email address, national ID or other identification details.
  • Account Information: Bank account details, transaction history, and balances.
  • Device Information: Device type, operating system, IP address.
  • Authentication Data: Login credentials and One-Time Passwords (OTP) for secure verification.

2. How We Use Your Information

We use your information to:

  • Create and manage your account.
  • Process financial transactions between accounts.
  • Provide account statements and transaction history.
  • Authenticate users using secure methods including OTP.
  • Improve our services and enhance user experience.
  • Comply with legal and regulatory requirements.

3. Data Security

We implement strict security measures to protect your data, including:

  • Encryption of sensitive data.
  • Secure authentication mechanisms (e.g., OTP verification).
  • Restricted access to authorized personnel only.

4. Data Sharing

We do not sell or rent your personal data. We may share your data only with:

  • Regulatory authorities when required by law.
  • Trusted service providers under strict confidentiality agreements.
  • Payment and banking networks to process transactions.

5. Data Retention

We retain your data as long as necessary to provide banking services and comply with legal obligations.


6. User Rights

You have the right to:

  • Access your personal data.
  • Request correction of inaccurate data.
  • Request account deactivation (subject to banking regulations).

7. Cookies and Tracking

We may use limited tracking technologies to improve app performance and security.


8. Updates to This Policy

We may update this Privacy Policy from time to time. Updates will be posted on our official website.


9. Contact Us

If you have any questions regarding this Privacy Policy, please contact us:

Asia Iraq Islamic Bank for Investment and Finance
Website: https://aiib.iq/
Email: info.asiabank@aiib.iq


By using our mobile application, you agree to this Privacy Policy.